AHCCCS

Frequently Asked Questions

No. AHCCCS has no resource limit.

Yeah. If your family'due south income is low enough for you to authorize for AHCCCS, yous may do so even if your job offers insurance.

Notation: If your job offers y'all affordable insurance, you and your family unit cannot get subsidies for purchasing an individual health plan through Healthcare.gov.

No. AHCCCS is available to many people. To go AHCCCS, most people must:

  • Be under 65 years erstwhile
    • You can exist 65 or older if y'all are the parent or caretaker of a child
  • Not exist eligible for Medicare
    • You tin can be on Medicare if you are the parent or caretaker of a kid or are pregnant
  • Be a U.Southward. citizen or meet specific noncitizen requirements, and
  • Have income below sure limits

There are additional ways to get AHCCCS if you take a disability or are a senior. When you employ for AHCCCS, the person reviewing your awarding will figure out which type of AHCCCS is best for you.

Note: Some people who exercise not qualify for most AHCCCS benefits, such as undocumented immigrants, may qualify for coverage in emergencies only.

Yous and your family can usually get AHCCCS if your family's income is at or below 138% of the Federal Poverty Guidelines (FPG) ($17,774 for an individual in 2022, $36,570 for a family of 4). Children xviii years old or young tin can get AHCCCS KidsCare coverage if their family unit's income is 205% of FPG or less ($54,325 per twelvemonth or less for a family of four).

You may see the income limit for AHCCCS listed as 133% of FPL in some places. Withal, when AHCCCS counts your income, they'll knock 5% of FPL off your income if you lot brand more than than 133% of FPL. That'southward why nosotros evidence the limit every bit 138% of FPL, because it more accurately shows how much yous could make and notwithstanding get AHCCCS.

Income-based AHCCCS counts most types of earned and unearned income you have. However, some income is not counted, including Supplemental Security Income (SSI) benefits and some contributions to retirement accounts. Learn more about what types of income affect income-based AHCCCS eligibility.

Notation: The income limits may be different if yous take a disability. Read DB101's commodity most AHCCCS for People with Disabilities.

Wellness Coverage Income Limits for Your Family

Health-due east-Arizona is the easiest fashion to apply for AHCCCS if you think y'all might qualify. Wellness-e-Arizona also lets you lot apply for other benefits, like Nutrition Assist (formerly Food Stamps), at the aforementioned time.

Healthcare.gov is a practiced choice if you don't think you will qualify for AHCCCS, because it will also check and see if you can get individual coverage with subsidies.

The bottom line: Both systems will assistance you find the benefits you need. The big departure is that, depending on your situation, one might be a bit faster than the other.

In most cases, no. The bodily medical coverage you lot get from AHCCCS volition be the aforementioned, no matter how you qualified. By and large speaking, the big difference is that people with disabilities get extra means to qualify and if you lot have a disability and start working, yous can earn more while still getting AHCCCS coverage.

DB101 has four articles near different ways to get AHCCCS:

  • The AHCCCS article explains the most common way to authorize, which does not require y'all to have a disability.
  • The AHCCCS for People with Disabilities commodity explains a common style for people with disabilities who have low incomes to qualify.
  • The AHCCCS Freedom to Piece of work article explains a manner that people with disabilities who work tin can get AHCCCS coverage by paying a premium.
  • The SSI article explains how people with disabilities may qualify for AHCCCS automatically if they qualify for SSI.

If you are not sure how you qualified for AHCCCS, y'all can ask your local DES/Family Assistance Administration office.

Learn more